Track every dollar.
Let AI do the thinking.
Perfintra keeps tabs on income, expenses, and cash flow across your personal and investment properties, without the spreadsheet chaos.
Privacy first. AI only ever sees aggregated totals and category summaries. Your individual transactions and descriptions are never sent to any AI model.
Simple enough for personal use. Powerful enough for investments.
Whether you're tracking day-to-day spending or managing rental income across properties, Perfintra keeps it all in one place. Log transactions, set up recurring bills, and let AI handle the rest — generating budgets, filling transactions from a sentence, and surfacing insights you'd otherwise miss.
Organise everything under properties: your home, a rental, or just a catch-all for personal finances. Invite family members or co-owners to share access without exposing your full account. Built with a clean, distraction-free UI so managing your finances never feels like a chore. No spreadsheets, no manual categorisation — just ask.
Product
See it in action
A few screenshots from the app.
Personal Dashboard
Your balances, cash flow, and top expenses at a glance.
AI Finance Assistant
Ask questions about your finances and get answers in a clean, readable table.
Log Transactions by Chat
Just type what you spent and the AI fills in the full transaction for you.
AI Quick Fill
One sentence is all it takes. The assistant parses category, amount, property, and date automatically.
AI Spending Insights
Automatic observations about your spending, no questions needed.
Budget Tracking
Set monthly limits per category, or let AI analyse your last 3 months of spending and generate a budget for you.
Investment Dashboard
Track income, expenses, and net returns across all your properties.
Transactions
Every entry in one place. Filter, search, and bulk import from bank statements.
Features
What's inside
Properties & members
Add a personal account or investment properties to track. Each has its own ledger. Invite co-owners or family members and they see only what they need to.
Transaction log
Every cash deposit, expense, withdrawal, or escrow entry gets logged with a category, payment method, and property. Filter and sort any way you like.
Recurring rules
Set up monthly rent, utility bills, or any repeating transaction. Perfintra generates pending entries ahead of time so you can approve, skip, or adjust before they post.
Dashboards & charts
Monthly income vs expenses, top spending categories, running cash and bank balances. Charts that show the story without needing a finance degree.
AI finance assistant
Ask plain-English questions like “How much did I spend on utilities last quarter?” and get answers presented in a clean, readable table right in the chat.
Log transactions by chat
Just type “Paid $120 for electricity” and the assistant fills in the full transaction for you: category, amount, property, and date. No form filling needed.
Automatic spending insights
Your dashboard surfaces AI-generated observations about your spending: unusual patterns, top expense categories, and month-on-month trends.
AI budget generation
Let AI analyse your last 3 months of transactions and generate a monthly budget per category for you, with reasoning behind each suggestion. Review and edit before applying.
Limited early access
Request your invitation.
Perfintra is invite-only while we refine the experience. Leave your details and we will personally review your request.
- Full access to all features
- AI-powered budgeting and insights
- Personal and investment property tracking